Authorized Health & Wellness Advisor
Secure Your Health, Reap Financial Benefits
Get expert advisory on "Aditya Birla Health Insurance" from Smart Health Advisory. Explore "Health Cover", "Portability", and "Wellness Rewards" — the "Be Healthy" advantage that pays you for staying fit.
Book Free Consultation
The Aditya Birla Health Advantage
More than a standard health policy — comprehensive ecosystems designed to reward healthy living.
Be Healthy Scheme
Activate your health journey and enjoy rewards and healthy habits monitored via the Active Health app to unlock massive benefits.
Up to 100% Premium Payback
Earn up to 100% of your premium back if you don't claim for a year under the Wellness program.
Premium Discount & Benefits
Enjoy discounts of up to 10% on renewal premiums, plus wellness event coupons and additional rewards for family floater additions.
10,500+ Cashless Hospitals
Access a large network of healthcare treatments nationwide, hassle-free cashless hospitalisation and smooth claim experience.
Aditya Birla Health Insurance Plans
Select from a range of award-winning health insurance plans, designed to fit your unique needs.
Activ One
- 100% HealthReturns™ — earn up to 100% of your premium back through active wellness
- Super Credit NCB — increase sum insured up to 100% for claim-free years
- Day 1 Cover — instant coverage for medical procedures like cataracts and hernia
- Global Cover — cashless treatment abroad for major critical illnesses
Activ Fit
- Up to 30% HealthReturns™ — Monthly wellness-based payback points
- OPD & Pharmacy Cover — outpatient consultations and pharmacy expenses covered
- Maternity & Newborn Cover — specialised assistance during life's key moments
- Premium Discount — up to 10% off for early enrolment under age 25
Activ Care
- Personal Health Coach — professional support to track daily wellness and diet
- Loss Waiting Periods — sub-limit waiting period cover on pre-existing illnesses
- Domiciliary Treatment — 365-day care procedures covered comfortably at home
- Home Care Treatment — medical aid covered at home under doctor recommendations
Activ Health Platinum
- Chronic Care Management — dedicated shortage-free health monitoring services
- Up to 100% HealthReturns™ — earn payback for consistently active lifestyles
- No Room Rent Cap — freedom to choose any hospital room category, no restrictions
- Alternative Medicine Cover — covers AYUSH treatments including Ayurveda, Yoga, Homeopathy
Activ Secure
- Personal Accident Cover — financial protection against accidental disability
- Critical Illness Cover — lump sum payout on diagnosis of major listed illnesses
- Hospital Cash Benefit — fixed daily cash payout for up to 30 days of hospitalisation
- Global Cover Add-ons — access medical evacuation and treatment options abroad
Upgrade Your Policy with Seamless Portability
Are you unhappy with your current insurer? Switch to Aditya Birla Health Capital Insurance today, without losing your accumulated benefits, and enjoy an all-new, seamless-feeling switch experience.
Share Details
Send us your existing policy document via WhatsApp or upload.
Comparative Analysis
We identify the best Aditya Birla plan that matches your current cover.
Portability Submission
We submit your porting request at least 45 days ahead of renewal.
Active Protection
Your new Aditya Birla policy continues with fully carried-forward benefits.
Dissatisfied or Unhappy with Your Current Health Insurer?
Tired of waiting in long queues and slow, unhelpful responses on your insurance queries?
Faced rejections, delays, or unclear procedures on your health claim settlement?
Paying higher-than-expected renewal premiums without benefit discounts or payback options?
NRI Health Insurance Plans
Protect your family back home in India or secure premium coverage while travelling abroad. Get international-standard medical care with Aditya Birla's NRI-friendly plans.
- PAN India Coverage — access India's largest cashless hospital network
- Tax Benefits Under 80D — enjoy applicable income tax deductions
- Global Emergency Cover — worldwide emergency medical assistance add-ons
- Currency-flexible premium payment options
Smart Health Advisory
Smart Health Advisory helps individuals and families across Jaipur find the right health insurance cover — with a special focus on active, sports-oriented clients who need coverage that keeps up with their lifestyle. As an authorized Aditya Birla Health Insurance advisor, we guide you through plan comparison, policy switching, and claims support with zero jargon and full transparency.
Frequently Asked Questions
What is this "Be Healthy" scheme under Aditya Birla Health?
It's a wellness rewards program that tracks your daily activity through the Active Health app and pays back a portion of your premium for staying active and healthy through the year.
How does health insurance porting/portability work?
Portability lets you switch insurers without losing continuity benefits like waiting periods already served. We handle the entire submission process at least 45 days before your renewal date.
What if I am unhappy with my current insurance company?
You can port your existing policy to Aditya Birla Health Insurance at renewal — we'll compare your current cover, suggest the best matching plan, and manage the switch for you.
How can I book a Zoom or Google Meet consultation?
Use the "Book Free Consultation" form above or tap the WhatsApp button to schedule a convenient time for a video or phone consultation.
Can NRIs purchase health insurance for family members in India?
Yes — NRIs can buy health insurance plans covering family members residing in India, with premium payment options suited for overseas residents.
How do I qualify for a premium discount?
Discounts apply for early enrolment, claim-free years, family floater additions, and active participation in the Be Healthy wellness program.